Healthcare cost and policy

Low-value care: paying full price for little benefit

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Value Based Care? How about "No-Value Care?"

Imagine receiving healthcare services that do little to nothing improve your health, but being charged full price for it. It’s a reality for many Americans with employer-sponsored insurance or Medicare.

A recent report from the Health Care Cost Institute revealed how "no-value care" impacts individuals and the broader healthcare ecosystem. These are services with minimal or no clinical benefit, often unnecessary or outdated.

Why does this matter?
- Financial Strain: Billions are spent annually on care that provides little value.
- Patient Risk: Unnecessary procedures can lead to complications, anxiety, or even harm.
- Systemic Impact: Every dollar spent on no-value care is a dollar not invested in essential, high-value services.

This isn’t just a policy issue—it’s a human issue. Each service represents a patient, a family, a story.

What can be done?
- Empower patients with information to ask, “Is this necessary?”
- Promote evidence-based practices among providers.
- Foster alignment between payers and providers to prioritize value over volume.

What can YOU do? As a benefits professional, employer, or policymaker, you can champion smarter healthcare decisions. It take all of us to work towards a system that truly delivers valuable care—not just services for fees.

What do you think about "No Value Care?"

Link to the HCCI report here: https://lnkd.in/eUnUjxVE

Originally posted on LinkedIn, where the discussion and source links live in the comments.

About the author

Chris Vanderwolk is Director of Compliance and Innovation at OneDigital | Kistler Tiffany Benefits General Agency, where he helps brokers and employers navigate the regulatory complexity of employee benefits. An ERISA attorney with more than 19 years in the benefits industry, he specializes in translating what the law actually requires into language people can use.

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