Category: Rx Drugs
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When to consider paying cash instead of using insurance (and which tools to use to figure that out).
Start the new year by exploring tools to compare healthcare costs. First, check your insurance carrier or TPA’s site, as costs outside negotiated rates might not count toward your deductible. Then compare fair pricing with BILLY, FairHealth, Turquoise Health, or Cost Plus Drugs before paying cash or using insurance today. Read more
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We were so close.
To say I’m disappointed today is an understatement. We were so close. So close to finally making progress as a nation to control our out-of-control drug costs. But that momentum has stalled out—for now. We’re like Miley Cyrus: we can’t stop. We won’t stop. NABIP will continue pushing for smart policy at both state and… Read more
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RxDC insights on Rebates and “Gross to net”

The U.S. Department of Health and Human Services (HHS) analyzed two years of RxDC reporting and revealed key findings on prescription drug costs: • 46% of tracked drugs saw list price increases above inflation. • U.S. retail drug spending reached $406 billion in 2022, up from $291 billion in 2014, with per capita spending hitting… Read more
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Spread Pricing: Stability vs. Transparency in Healthcare

Let’s talk about spread pricing and it’s impact on E=CUP. What’s spread pricing? It’s a markup. We understand spread pricing in the physical good world. If you go to a store, you understand that the store paid a lower price for the product than they’re charging you. That spread in the wholesale cost versus the… Read more
